Plans

Life Cover

 

Are you and your partner covered for enough if either of you should die suddenly? What about paying for a carer whilst you continue working to pay the mortgage? The last thing you want to worry about is whether you took out enough life cover if your partner has just passed away.  

 

 

Benefits

– Mortgage gets repaid

– No need to worry about paying for hospital and surgery costs

– No need to worry about paying for a carer

– Have a nest egg to survive whilst you rebuild your life

 

Process

– I come to you with draft quotes and complete the application forms.

– We discuss draft quotes and I email you the revised quotes.

– You choose a quote and email me.

– I submit application and quote to insurance company to assess.

– Underwriter may email me with questions which I will ask you.

– Underwriter approves and emails me.

– I relay the approval to you with any conditions.

– You accept and email me.

Documents

– Application forms

– Declaration

– Authority to Direct Debit

– Replacement Insurance form if required

– Copy of Passport

– Quotes

Health Insurance

 

Are you and your partner covered if either of you had a heart attack, cancer or stroke and needed hospital care? Or minor surgery? Or dental or optical costs? You can have the comfort of knowing that you can be covered for these events without having to worry about the cost when the time comes.  

Benefits

– Mortgage gets repaid

– No need to worry about paying for hospital and surgery costs

– No need to worry about paying for a carer

– Have a nest egg to survive whilst you rebuild your life

 

Process

– I come to you with draft quotes and complete the application forms.

– We discuss draft quotes and I email you the revised quotes.

– You choose a quote and email me.

– I submit application and quote to insurance company to assess.

– Underwriter may email me with questions which I will ask you.

– Underwriter approves and emails me.

– I relay the approval to you with any conditions.

– You accept and email me.

 

Documents

– Application forms

– Declaration

– Authority to Direct Debit

– Replacement Insurance form if required

– Copy of Passport

– Quotes

 

Income Protection

 

Are you and your partner protected if one of you should suddenly lose your income? How will you meet your mortgage payments? Yes, you can also insure your income! 

Benefits

– Mortgage gets repaid

 

– Receive a regular monthly benefit whilst you retrain or look for other work

 

Process

– I come to you with draft quotes and complete the application forms.

– We discuss draft quotes and I email you the revised quotes.

– You choose a quote and email me.

– I submit application and quote to insurance company to assess.

– Underwriter may email me with questions which I will ask you.

– Underwriter approves and emails me.

– I relay the approval to you with any conditions.

– You accept and email me.

 

Documents

– Application forms

– Declaration

– Authority to Direct Debit

– Replacement Insurance form if required

– Copy of Passport

– Quotes